Property Finance

A commercial mortgage is a loan taken out on commercial real estate. 

The loan is secured by the property being purchased or refinanced. 

These loans are used by businesses to purchase, refinance, or redevelop commercial properties. The terms, interest rates, and conditions of commercial mortgages can vary significantly based on the lender's requirements, the borrower's creditworthiness, and the specifics of the property.  

Property Ownership: Unlike renting, a commercial mortgage allows a business to own the property, providing stability and the potential for property value appreciation.

Equity Building: As the mortgage is paid down, equity in the property increases, which can be leveraged for future financial needs or expansions.

Fixed Payments: Many commercial mortgages offer fixed payment terms, which can help businesses manage their budgets more effectively over time.

Tax Benefits: Interest payments on a commercial mortgage may be tax-deductible, potentially reducing the overall tax burden on the business.

For female entrepreneurs, securing a commercial mortgage can be a strategic move that brings several advantages:

Access To Capital: Female-led businesses often face challenges in accessing funding. A commercial mortgage provides an opportunity to secure the necessary capital to invest in a business's physical space, which can be crucial for growth and sustainability.

Empowerment and Stability: Owning a property can empower female entrepreneurs by providing a stable foundation for their business operations. This stability can lead to increased confidence, better long-term planning, and improved business outcomes.

Building A Legacy: Investing in commercial real estate allows female business leaders to build a legacy. The property can be a lasting asset that supports the business's future growth and can be passed down to future generations.

Networking Opportunities: Owning a commercial property can also open doors to networking opportunities in the commercial real estate community, providing access to resources and partnerships that can further support business success.

Supportive Programmes: Many financial institutions and government programs offer special support and incentives for female entrepreneurs, making it more accessible for women to secure commercial mortgages with favourable terms.

If you're looking to make the first jump into a sustainable finance facility, or you need to replace your existing provider with a more cost effective or improved facility, then let us help you. 

Contact Us: Reach out to our team for a consultation and learn more about how commercial mortgages can benefit your business.

Assess Your Needs: We'll work with you to understand your financial goals and create a customized plan.

Unlock Your Cash Flow: Once your plan is in place, you can quickly access funds.

We believe in the power of women in business and are committed to helping you achieve your dreams.  We are here to help you every step of the way, ensuring you have the resources and support you need to achieve your business goals.