Checklists & Documents

What you’re doing, who it’s for, and how it works.   

A clear explanation of what you’re offering, who it’s for, how customers will find you and how the business will operate day to day.

How money moves in and out of the business.   

Shows how money is expected to move in and out of the business, including, income, costs, loan funding, repayments and owner drawings. 

Tip: This must align with your business plan not contradict it.

When applying for a Start Up Loan, assessors are not looking for big numbers or ambitious forecasts.

They are looking for clear, explainable assumptions that link your plan, your forecast, and your evidence together.

At Female Founder Finance, we help you understand what this means in practice,  so you don’t feel pressure to overstate what’s possible.

Your personal income and household costs. Start Up Loans assess personal affordability, not just the business.

A breakdown of personal income, household costs and existing      commitments. 

This helps assess whether repayments would be manageable.

You will need to show what the loan would be used for. A clear list of what you intend to spend the loan on and quotes or cost breakdowns for larger items (e.g. equipment, vehicles, setup costs).

Estimates are not always sufficient -  evidence matters.

Usually the most recent 3 months showing income, outgoings and existing      financial commitments. 

Important: Statements should broadly reflect what’s shown in your personal budget.

Proof of Identity
(e.g. passport or driving licence)

Proof of Address
(e.g. utility bill or bank statement)

Right to Work in the UK
If applicable